Highlights

In today’s dynamic global economic and geopolitical environment, preserving wealth and ensuring seamless intergenerational succession have become increasingly critical for high-net-worth individuals (HNWIs). For many years, trusts have played a pivotal role in succession and asset protection strategies. Today, the vast majority of HNWIs believe insurance also plays a key role in wealth preservation and succession. Insurance is no longer just a risk-management tool; it has become the “fourth major asset class” after cash, equities, and property.
 
This 90-minute CPD webinar, presented in an engaging dual-speaker interview format, Eddie and Karen will demonstrate how to integrate wills, trusts, and life insurance into comprehensive succession solutions.
 
Key topics covered include:
 
* Latest global and Greater China HNWI wealth trends and the key risks threatening successful succession
* The critical role of irrevocable trusts and standby trusts in protecting assets, divorce settlements, and future estate duties.
* The central function of life insurance and insurance trusts in succession planning, providing immediate liquidity, full asset segregation, and advantageous tax deferral.
* Case studies demonstrating fully integrated succession strategies combining wills, trusts, and life insurance for business owners and professionals.
 
This program is specifically designed for accountants providing succession advisory services to business owners, professionals, enhancing their practical knowledge of legacy planning solutions.
 

Speaker(s)

Ms. Karen Ip, Senior Wealth Management Manager, Manulife Eternity District
 
Karen graduated from the University of Toronto in 2013. She joined the financial planning industry through AIA’s Executive Development Programme in 2020 and has been a Million Dollar Round Table (MDRT) member for five consecutive years (2021–2025). Karen moved to Manulife in 2023 and was promoted rapidly to Branch Manager. In 2025, she became a licensed representative under the Hong Kong Securities and Futures Commission (SFC). Over the past five years, Karen has designed retirement and wealth succession plans for more than 150 families, with particular expertise in sophisticated wealth-planning solutions.
 

Mr. Eddie Cheung, Senior Wealth Management Manager, Manulife Eternity District

Eddie graduated from the University of Manchester and his dual degrees were Computer Science and Accounting.  He worked as an auditor in PwC and was qualified as an ACCA there in his early career life.  Then, he joined UBS and worked as a Middle Office manager for several years mainly focusing on Equity Derivatives Control. He has worked for several other financial institutions in a similar capacity afterwards. In 2016, he joined AIA as a wealth management manager and has been a Million Dollar Round Table (MDRT) member for 3 consecutive years. Eddie moved to Manulife in 2025 and continues to serve his clients with utmost good faith and professionalism. He became a licensed representative under the Hong Kong Securities and Futures Commission (SFC) in the same year, and his goal is to provide high-net-worth Individuals with more holistic financial and succession planning solutions through a family office approach.